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Keeping your valuable golden sovereigns in your hands is not always the wisest course of action. Certain abilities possessed by players may cause you to be forced to hand it over to them. Keeping your gold in a backpack is certainly safer, but for true safety, the place to keep your gold is in a bank. You may also donate credits to a city, guild, house or clan at a bank.
In order to use a bank, you must first find a branch of a bank. Once there, you may DEPOSIT <however many golden sovereigns>, provided you are holding that many in your hands. WITHDRAW <gold> will withdraw gold from your account. Note that the bank will exact a 2% withdrawal fee every time you withdraw gold, and that fee will always be at least 1 gold.
If you have tremendous wealth, you may have spread your accounts among various banks. BANKACCOUNTS will show you a listing of your various accounts, and how much gold you have in them.
Locations of major banks
The Imperial Enorian Bank is located east, then north from Seluno Square.
The Blood Bank in Bloodloch is found west, then southwest from Howling Square.
The Exchange in Spinesreach is south, east, then south from the Spirean Archives.
Commands
BANKACCOUNTS
Displays the current amounts you have deposited in the various banks.
DEPOSIT <amount> GOLD
Deposits the amount specified into your bank account.
DEPOSIT <amount> GOLD/CREDITS <organization>
Deposits the amount of GOLD into the account of the city/guild/order/clan, CREDIT deposits may be made a guild or city.
WITHDRAW <amount>
Withdraws the amount of gold specified from your account.
WITHDRAW <amount> <organization> [reason]
Withdraws the amount of gold specified from the account of the city/guild/order/clan.
Note: 2% of the amount you're withdrawing will be subtracted before receiving your gold. For example, if you WITHDRAW 5000 GOLD then 100 of that gold will be subtracted, leaving you with only 4900 gold.